Skip to main content

Charlotte Metro Federal Credit Union Blog

Learning & Guidance

Skyla's Learning and Guidance provides you with dozens of educational resources, guides, quizzes, and customizable templates to make connecting the financial dots in planning, implementing, and reaching success simple. Check it out!

Credit Cards | Banking 101

By: Yanna
November 23rd, 2022

Aside from the design and the account numbers on your cards looking different, it’s easy to think of a credit card like a debit card – but there are quite a few key differences. In this article, we’ll outline the similarities and differences so you can become a more financially savvy shopper.

Banking 101 | Checking Account

By: Yanna
November 22nd, 2022

If you're like most people, you probably use your debit card for everything from buying coffee to paying rent. But do you really know what a debit card is and how it can benefit you if used correctly?  If you have a checking account, then you probably already have a debit card. But just in case you're new to the game or need a refresher, let's break it down:

Banking 101 | Checking Account

By: Yanna
November 18th, 2022

I know what you're thinking... who uses checks anymore?  Since you're not required to fill out a check at the store to purchase items or send in a check to pay for rent or monthly mortgage anymore, why are personal checks still important?

Banking 101 | Checking Account

By: Yanna
November 17th, 2022

We've all been there... You open your checking account statement and see a bunch of fees that you don't even understand. Or maybe you do understand them, but you're just angry because they ate up all your hard-earned money. Either way, nobody likes paying fees. But did you know that there are some easy ways to avoid those pesky fees? Yep - and I'm going to share them all. 

Savings | Savings Accounts

By: Yanna
November 10th, 2022

Did you know there's more than one type of savings account? Yep! There are quite a few out there so it can be tricky to determine where to park your money, especially if you don't know what you’re saving for.

Savings | Savings Accounts

By: Yanna
November 10th, 2022

If you’re looking for ways to earn higher interest on your savings, Certificates of Deposit (CDs) and Money Markets are both great options in different ways!  

Savings Accounts

By: Yanna
November 4th, 2022

Do you typically maintain a high account balance in your savings or checking account? If so, you don't have to limit yourself to just savings or checking accounts. You have options - one includes, money market account (MMA).

Savings | Banking 101 | Savings Accounts

By: Yanna
November 3rd, 2022

If you're considering what to do with your money and where to park it safely, you may want to look into getting a Certificate of Deposit Account, or CD.

Home Buying

By: Yanna
October 28th, 2022

Refinancing an existing mortgage to lower your interest rate and/or change the term can help lower your monthly payments making it a great way to save money and manage your monthly bills a whole lot easier.