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Skyla Credit Union Blog

Learning & Guidance

Skyla's Learning and Guidance provides you with dozens of educational resources, guides, quizzes, and customizable templates to make connecting the financial dots in planning, implementing, and reaching success simple. Check it out!

Debt | Credit Card

By: Yanna
September 1st, 2023

Credit cards often get a bad rap, but only because people don't understand how to properly utilize them. If you use credit cards correctly, they can actually help your credit and save you money.

Debt | Credit Score

By: Yanna
September 1st, 2023

Credit. It's a scary topic. Mainly because so many things can surprisingly ruin your credit scores, such as late or missed payments, applying for more credit cards, carrying high credit card balances, ignoring your credit report, and more.

Debt | Credit Card

By: Yanna
August 11th, 2023

Credit card debt just sucks - plain as that!

Budgeting | Credit Cards

By: Yanna
August 11th, 2023

“How can I track my credit card expenses?” We’re asked this question all the time, which is understandable since you have every right to have and be in control over your credit card spending. Keeping track helps you stay on top of fraud as soon as it occurs and helps with sticking to a budget and maintaining a low balance.

Debt | Credit Cards

By: Yanna
August 4th, 2023

Having a credit card has a lot of benefits including building your credit, getting rewarded for spending with cash back or travel points, and increasing your buying power. These perks are really great when you keep a low to non-existent balance every month, but it’s hard to enjoy its benefits if your balance is constantly building.

Credit Cards

By: Yanna
August 4th, 2023

If you're searching for a credit card offering a 0% APR*, there are some things you need to know before you sign up and get one. I know it's tempting to see credit cards offering zero interest for up to 6- to 21 months from account opening, but that doesn't mean you can start spending like a Kardashian instead of someone with a modest bank account...

Personal Loans | Banking 101

By: Yanna
July 25th, 2023

Ever found yourself in a tight financial spot where paying your monthly loan installment seems like an impossible task?

By: Yanna
July 25th, 2023

At Skyla Credit Union, we understand that life can be unpredictable. Unexpected expenses can suddenly arise, putting a strain on your finances. That’s why we offer the Skip-A-Pay program to our members!

Savings Accounts | Certificate of Deposits

By: Yanna
June 16th, 2023

Great question! Saving money is one of the smartest things you can do with your cash, but with endless options, it can be tricky to know what type of account is the best fit for you. Enter the epic battle of Certificates of Deposit (CDs) versus savings accounts.