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how can we help you today?

checking accounts that pay me >

Gain access to a checking account that pays you up to 4.00% APY¹

smart borrowing for my future >

Check out our auto, home, and personal loan options

credit cards that fit my life >

Compare our credit cards for rewards or debt consolidating

current rates at skyla

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Rates as of 01/01/2026

EARN UP TO:

4.00%

APY¹ on a checking account

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AUTO LOANS AS LOW AS:

3.99%

APR² for 0 - 48 months

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HOME LOANS AS LOW AS:

5.15%

APR³ for 15-Year Fixed

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See All Rates

DIGITAL BANKING TOOLS

access your money anytime, anywhere

Your money... it’s extremely important and highly personal. We understand the personal needs you have when it comes to your finances. And that's why we’ve built specialized solutions that fit seamlessly into your life – helping you to more easily manage your money and equipping you with the tools to assist you in making smarter plans for the future.

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WHAT OTHERS ARE SAYING...

"Outstanding! The woman I spoke with was friendly, professional, knowledgeable, and efficient. When we asked her a question that she could not answer, she was resourceful in finding the answer for us. We will definitely continue to do business with Skyla."

Marlene H.

"The staff calls us by name (even before we present our ID or bank card) and make us feel like we are family and treats us with kindness, love, and respect in every interaction."

Myra J.

"Everyone was very nice and professional about business and the branch was fantastic. I'm so glad to be a customer of the Skyla."

Jacky C. | Awesome Co.

"Amazing, friendly staff who are always helpful. This credit union proves that customer service still exists."

Jason B.

"I've been a member here for 11 years now and they have never failed me. I would recommend anyone to trust them for their financial needs."

Seluleta S.

"This credit union is outstanding. They do figure 8's around the big banks and have the friendliness only found elsewhere in small towns. They perform better and provide better basic banking services than any of their banking competitors."

Gary K.

+112k

members

branches

$1.6b

in assets

Get to Know Skyla Eligibility

Learning & Guidance

the credit union difference

Not sure if a credit union is right for you? Take a peek at our learning center to see why Skyla is your perfect match.

credit unions vs. banks: so what's the difference?

When finding a bank, you want to make sure it’s a financial institution you trust, fits your needs, and serves your core values. Well...what if I told you banking with a credit union is good for your wallet and the community?

Keep Reading

what does it mean to be a credit union member?

It’s no surprise credit unions often get overlooked. Many have misconceptions about what it means to join a credit union, so don’t even know the real reason why credit unions exist and what membership entails.

Keep Reading

can i even join a credit union?

We sure hope so! There’s a good chance you either live in an area or work for an employer that qualifies you for a Skyla membership. If not – no worries! You’re eligible to join via our partner association – the American Consumer Council (ACC).

Keep Reading

Visit the Learning Center

Sign In To Digital Banking

well hello there...

how can we help you today?

checking accounts that pay me >

smart borrowing for my future >

credit cards that fit my life >

looking for more ways to save?

4.00%

3.99%

5.15%

access your money anytime, anywhere

"Outstanding! The woman I spoke with was friendly, professional, knowledgeable, and efficient. When we asked her a question that she could not answer, she was resourceful in finding the answer for us. We will definitely continue to do business with Skyla."

"The staff calls us by name (even before we present our ID or bank card) and make us feel like we are family and treats us with kindness, love, and respect in every interaction."

"Everyone was very nice and professional about business and the branch was fantastic. I'm so glad to be a customer of the Skyla."

"Amazing, friendly staff who are always helpful. This credit union proves that customer service still exists."

"I've been a member here for 11 years now and they have never failed me. I would recommend anyone to trust them for their financial needs."

"This credit union is outstanding. They do figure 8's around the big banks and have the friendliness only found elsewhere in small towns. They perform better and provide better basic banking services than any of their banking competitors."

the credit union difference

credit unions vs. banks: so what's the difference?

what does it mean to be a credit union member?

can i even join a credit union?

OK, so here's the fine print: