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Calculator

Credit Card Payoff

Start Calculating

Your Money. Your Way.

credit card payoff strategies

Wondering how long it will take you to pay off your credit card? Or trying to decide if it’s a good idea to use your credit card for a big purchase? Use this super helpful credit card payoff calculator to get your answer!

  • Based on your monthly payment amount
  • Based on how fast you want to pay your credit card off
  • Or just see where you stand today
Credit Card Pay Off
Start Calculating

decisions… decisions

Simply drop in your current credit card balance, any planned future charges, your best monthly payment estimate, and click Calculate. Quick Tip: after calculating, read through the Pay Off Credit Card Balance section for some bonus suggestions!

So… What Now?

find your path forward

make a paydown plan

Create a debt paydown plan that’s perfect for you and your current financial situation with this easy-to-use template.

Download the Template

build your budget

Let’s go back to square one and cover everything under the sun about creating a budget to help you jumpstart your financial success.

Get the Budget Builder

balance transfer

Carrying a credit card balance? Transfer it onto a Skyla credit card – for free! And enjoy 0% APR1 for the first 12-months.

Start Your Transfer

ok, so here's the fine print