Direct deposit at least $500 / month into your account; and
Use your Skyla debit or credit card 20+ times a month; and
Enroll in eStatements1 and ditch your pesky paper statements!
Balances up to $25,000 will earn 4.00% APY*. Have a higher balance? Your remaining balance over $25,000 will earn the lowest Money Market rate**.
If requirements are not met your account will earn .10% APY*
Nope! Our Simply Prosper Checking doesn't have a minimum balance requirement, but there is a minimum opening balance of $50.
If you don't meet the account requirements of at least $500 in direct deposits / month, eStatements, and 20+ debit or credit card swipes / month, you'll earn .10% APY* on your balance.
We've made it easy! Using your payroll credentials, this free service enables you to easily to switch direct deposits from your accounts on your computer, tablet, or smartphone!
eStatements offer a safe and convenient way to view your bank statements. Skip the wait and access your bank statement instantly at the tip of your fingers.
You'll earn 4.00% APY* on balances up to $25,000. Your remaining balance over $25,000 will earn the lowest Money Market rate.**
Not sure of the amount you need to keep your checking account in good shape? Here's how to determine the magic amount...
Wondering if it's a good idea to have more than one bank account? Here's what to consider before you make your decision.
With Courtesy Pay, your transactions are covered - even if you don’t have the available funds in your account.
*APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 12/01/2024. Fees may reduce earnings. Some restrictions apply. Member only qualifies for one of the interest rate tiers; to receive the highest interest rate, members must meet required monthly activity. Please review the Truth-in-Savings for information. Only one Simply Prosper account per primary member
** Lowest Money Market Rate is 1.25% APY as of 12/01/2024. Rates are subject to change. Please review our current rate list.
1 Otherwise receive a $2 paper statement fee / month.
2Other FI surcharges may still apply.
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