As part of our commitment to our Wealth members, Skyla Wealth offers highly competitive money market rates to help your cash work harder - without sacrificing access or flexibility.
Access your money at any point while still earning higher interest.
Dividends accrue daily and are paid monthly on all balances over $1,000.
Yep - you read that right! There are no monthly service fees.*
Earn 1.25% APY1 with a balance of $1,000 - $49,999.99
Earn 1.50% APY1 with a balance of $50,000 - $99,999.99
Earn 1.50% APY1 with a balance of $100,000 - $249,999.99
Earn 2.50% APY1 with a balance of $250,000 - $499,999.99
Earn 3.25% APY1 with a balance over $500,000
Earn even more! Skyla’s CD accounts produce a guaranteed rate of return on your savings. Get started with a minimum $500 opening deposit and 6- to 60-month terms.
As an exclusive benefit, you'll earn 4.00% APY2 on your checking account balance up to $100,000 with no minimum balance or account activity requirements.
Skyla offers investment services through Ameriprise Financial Institutions Group3, a channel of Ameriprise Financial Services, LLC, to support financial planning and access to a broad range of investment solutions.
*Transaction fees may reduce earnings. Some restrictions apply
1APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 02/01/2026. Dividends accrue daily and are paid monthly on all balances over $1,000. Minimum opening deposit is $1,000. Must remain a participant of the Skyla Wealth membership program to qualify for the Skyla Wealth Money Market. If a member no longer qualifies as a participant of the Skyla Wealth membership program, the Skyla Wealth Money Market will be converted to the regular Skyla Money Market and the corresponding Annual Percentage Yield at the time of conversion.
2APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 02/01/2026. To receive the highest interest rate, members must meet Skyla Wealth membership requirements. Fees may reduce earnings. Some restrictions apply. Please review the Truth-in-Savings for information.
3We have a partnership with Ameriprise Financial Services to provide financial planning services and solutions to our clients. We are not an investment client of Ameriprise, but we have a revenue sharing relationship with them that creates a conflict of interest. Details on how we work together can be found on ameriprise.com/sec-disclosure.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Ameriprise Financial cannot guarantee future financial results.
Ameriprise Financial Planning Services are optional, offered separately, and priced according to the complexity of your case and your financial advisor’s practice fee schedule. Your fees and financial advisor may be subject to change.
Financial planning is generally appropriate if you have financial goals, sufficient assets and income to address your financial goals, and are willing to pay an investment advisory fee for recommendations to help you achieve those goals. Please review the Ameriprise Financial Planning Client Disclosure Brochure or, for a consolidated advisory relationship, the Ameriprise Managed Accounts and Financial Planning Service Disclosure Brochure, for a full description of services offered, including fees and expenses.
Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
Skyla Credit Union is not affiliated with Ameriprise Financial, Inc.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
The Skyla Wealth Money Market account is only available for Skyla Wealth Members. To qualify for our Skyla Wealth program, you must maintain a minimum balance of $500,000 across:
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