Get ready for more with Skyla's Visa Signature credit card... more rewards, more perks, and more ways to elevate your everyday spending! Built for well-qualified borrowers, this card is all about giving you the extra boost you deserve. From racking up points on the things you buy most to enjoying next-level benefits, we’re here to help you make the most of every dollar. Ready to level up your rewards?
Earn unlimited double rewards points on all your purchases
Earn 25,000 bonus points when you spend $1,000 in 90 days1.
Unlock 0% APR2 on purchases for the first 12 months
Promotional 7.99% APR3 rate on balance transfers through 08.31.25
Access exclusive travel perks, car rental discounts, and more!
Get the spending power to elevate every purchase
Visa Zero Liability: No liability to you for unauthorized purchases whether online or in-person (does not apply to ATM transactions). Other restrictions apply.
Visa Secure: An extra layer of security to protect your identity and your shopping experience online.
Concerned about fraud? You’ll receive a phone call, text alert, and email about any transaction flagged as fraud on your card. Simply reply Yes or No to the message.
Remember – our messages will never ask for your PIN or account number.
Visa Signature cardholders unlock access to travel, roadside, and emergency assistance resources.
Already have a Visa Signature credit card? Access your exclusive Visa Signature benefits here >
With Visa Signature, you'll enjoy:
Access your exclusive Visa Signature benefits here >
Spend your points with national retailers for shopping, fuel, entertainment, and dining.
Redeem points for household appliances, electronics, health and beauty products, and more!
Book travel with airlines and hotels with no blackout dates and no requirements!
Unleash your adventurous side with skydiving, whitewater rafting, or stock car driving.
Book exclusive getaways, such as a dinner cruise or spa day, or use your points to plan trips through hotels.com.
Catch your favorite team play a home game or watch your favorite artist take on the stage.
Redeem tickets for Universal Studios, Busch Gardens, Hershey Park, Sesame Place, and the San Diego Zoo!
Apply it to your outstanding credit card balance or deposit your earnings directly into your Skyla account.
Visit the Rewards Hub for a full sample of redeemable items
Contact the Visa Signature Center by calling 888.206.5552.
To report, call 704.375.0183, 24 hours / day.
Think you just misplaced it? Log in to Digital Banking and navigate to Card Controls to freeze your card until you’re able to locate it.
If you’re interested in a credit card but aren’t quite sure where to start, check out these helpful resources.
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*Redemption of rewards points is subject to the terms and conditions of the awards program.
1To qualify for the 25,000 rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 90 days from the date your Signature credit card is opened. Purchases that may fall outside of the 90 day period, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, if you buy goods online, the purchase date may be the date the goods are shipped) are not eligible. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. Existing or previous cardmembers are not eligible for this product if they opened their card prior to May 1, 2025. Good Standing = Your Card Account must not be canceled or past due at the time of fulfillment of any offers. In rare instances, your period to spend $1,000 may be shorter than 90 days if there is a delay in receiving your Card. Bonus rewards will show as redeemable within 1 – 2 billing periods after they are earned. All other Rewards program terms and conditions apply. Please visit skylacu.com/credit-cards/signature for additional Rewards Program information. Skyla Credit Union reserves the right to modify or cancel promotion at any time.
2During the first twelve (12) months after account opening, the introductory rate for purchases will be 0.00% Annual Percentage Rate (APR).
3From now until August 31, 2025, the rate for new balance transfers will be 7.99% Annual Percentage Rate (APR). After February 28, 2026, any remaining balance will return to your standard purchase APR in your credit card agreement. After August 31, 2025, your rate for new balance transfers will adjust to the rate in your credit card agreement, currently 17.65% APR. This is a variable rate and will change with the market based on the Prime Rate. Rates are subject to change monthly. Standard underwriting terms and conditions apply.
4Visa Signature: After the twelfth (12) month, your rate for purchases will adjust to the rate in your credit card agreement, currently 17.65% APR. This is a variable rate and will change with the market based on the Prime Rate. Rates are subject to change monthly. Standard underwriting terms and conditions apply.
5APR = Annual Percentage Rate
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