If you’re tired of multiple due dates, varying interest rates, or just the number of loans you're juggling, a credit card balance transfer might be the right fit for you. The best part? It's totally free! Yup - you read that right. We never charge a balance transfer fee (or annual fee... or cash advance fee). And - when you open a new Skyla Visa Platinum or Platinum Rewards credit card - you'll unlock 0% APR1 for the first 12-months, giving you more time to knock down your balance without accruing additional interest!
Log in to Digital Banking and select Balance Transfers under the Transfer & Pay or Card Management tab and complete the quick form.
Once submitted, we’ll send a check for the amount of your balance transfer to that credit card lender.
Now that your credit card balances are all in one spot, craft your pay-off payment plan, keeping your money goals within reach.
Ready to tackle your debt? Making plans to eliminate or consolidate debt is a big step towards financial freedom - and you can totally get there!
Download the Debt Paydown template to create a loan payment plan that's right for you. View your monthly payments in one quick glance, keep yourself on track, and watch your balances shrink.
1During the first twelve (12) months from account opening, the rate for purchases and balance transfers will be 0.00% Annual Percentage Rate (APR). After the twelfth (12) month, your balance for purchases and cash advances will adjust to the rate in your credit card agreement. As of the first day of each month, the APR for variable-rate Visa credit cards ranges from 7.65% to 17.95%. This rate will change with the market based on the Prime Rate. Rates are subject to change without notice. APR may vary depending on a review of your credit score and other underwriting factors. Balance transfer amounts may not exceed your approved credit limit. Standard underwriting terms and conditions apply.
(don't forget about that super helpful, interest-saving 0% APR1 on purchases and balance transfers for the first 12-months with your new Skyla credit card!)
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