Carrying a Credit Card Balance?

Transfer It - For Free!

so... how does it work?

the benefits of balance transfers

If you’re tired of multiple due dates, varying interest rates, or just the number of loans you're juggling, a credit card balance transfer might be the right fit for you. The best part? It's totally free! Yup - you read that right. We never charge a balance transfer fee (or annual fee... or cash advance fee). And - when you open a new Skyla Visa Platinum or Platinum Rewards credit card - you'll unlock 0% APR¹ for the first 12-months, giving you more time to knock down your balance without accruing additional interest!

transfer your balance

Log in to Digital Banking and select Balance Transfers under the Transfer & Pay or Card Management tab and complete the quick form.

pay off your other card

Once submitted, we’ll send a check for the amount of your balance transfer to that credit card lender.

create your payment plan

Now that your credit card balances are all in one spot, craft your pay-off payment plan, keeping your money goals within reach.

Open Your Card Start a Transfer

debt resources

making your plan

Ready to tackle your debt? Making plans to eliminate or consolidate debt is a big step towards financial freedom - and you can totally get there!

Download the Debt Paydown template to create a loan payment plan that's right for you. View your monthly payments in one quick glance, keep yourself on track, and watch your balances shrink.

Learn More

ok, so here's the fine print

Let's Get Started

how to open your new card

(don't forget about that super helpful, interest-saving 0% APR¹ on purchases and balance transfers for the first 12-months with your new Skyla credit card!)

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