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Learning & Guidance

Make a Big Purchase with a Credit Card

credit card journey

where do you want to start?... we've got you

Step 1 - understanding credit cards

what you should know before getting a credit card

It’s easy to see a credit card as “free money” and spending more than your means. But if you're not careful, you could wind up paying a lot in fees and interest, hurt your credit score, and really hurt your wallet. To get ahead of it all here's what you need to know so you can properly prepare and enjoy your first credit card. 

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Step 2 - How to Use

how to best use a credit card

Credit cards often get a bad rap, but only because people don't understand how to properly utilize them. To avoid any mishaps with credit card usage, here are some credit card dos so you’ll come out enjoying your card and reap the benefits they have to offer.

step 3 - Card Management

how to read and understand credit card statements

Have you ever received a credit card statement and weren’t quite sure what you were looking at? I get it! Reading and understanding your credit card statement is essential when managing your credit card responsibly. So here's a breakdown of each section using Skyla's credit card statement.  

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let’s tackle your debt, together!

Explore Balance Transfers

Carrying a balance somewhere else? Don't miss out on the benefits of a balance transfer! Learn when it works and what to consider before transferring your debt.

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Make a debt paydown plan

Ready to tackle your debt? Making plans to eliminate or consolidate debt is a big step towards financial freedom - and you can totally get there!

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didn’t find what you were looking for?

Check out Skyla’s Learning & Guidance library for articles, downloadable guides and toolkits, or calculators to see what your money can do!

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