member perks

Special Discounts

rate discounts

special thanks for being an awesome member

We work hard to provide you with the best rates possible - but we also give an extra rate bump as a bonus thank you for being you. To learn more about these programs, stop by a branch or contact us!

member loyalty rate

You may be eligible to receive a .25% APR¹ rate reduction² on a new auto or fixed-rate personal loan!

military & first responder

As an extra special thank you, active duty, military veterans, and first responders enjoy a .35% APR¹ rate reduction² on new auto loans, HELOCs, personal loans, and lines of credit.

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earn extra cash

earn up to $75 per referral!

Spread the word and get rewarded! Earn up to $75³ per referral when you tell your friends, family, coworkers, neighbors... you get it... about your positive experience with Skyla today.

Start Your Referral

retailer discounts

saving you even more

Members save up to $15 on TurboTax, helping you get your biggest possible refund. Need help? Real experts are standing by —and can even do your taxes for you, start to finish.

Visit TurboTax

As a Skyla member first-time filers receive $25 off their expert tax prep, and returning customers get the Tax Identity Shield® add-on. H&R Block will always get your biggest possible refund, guaranteed.

Visit H&R Block

See how much you could save with the TruStage Auto & Home Insurance Program. Licensed insurance experts are ready to confirm if your event qualifies, check your eligibility, and help you compare and buy coverage.

Visit TruStage

Looking for fun for the whole family? You can purchase discounted Carowinds tickets! Just use this username and password, and enjoy your trip! Username: CCUL, Password: CCUL

Get Carowinds Tickets

Headed to a concert at the Charlotte Metro Credit Union Amphitheatre? Flash your Skyla credit or debit card to skip the long lines and jump straight to the Fast Lane!

Amp Up Your Experience

cell phone protection

repair & replacement coverage

At Skyla, we understand how important your cell phone is to you, which is why we offer 2 easy ways to protect it!

Repair or replace your damaged or lost cell phone with your Simply Elite Checking account or your Skyla Visa Platinum, Platinum Rewards, or Platinum Secured credit card.

Simply Elite Credit Cards

simply elite checking

Pay your phone bill⁴ with your Simply Elite checking account and your cell phone is protected! Repair or replace your device with coverage up to $300 per claim with a maximum of 2 claims per 12-month period.

Need to file a claim? Contact the Benefits Service Center at 866.210.0361 Monday – Friday, 8:30 am – 5:00 pm EST within 60 days of your loss / damage.

Get the Details

credit cards

To be able to utilize this coverage, simply pay your monthly cell phone bill with your Skyla Visa Platinum, Platinum Rewards, or Platinum Secured credit card. Coverage includes up to $250 per claim for a maximum of $500 per 12-month period.

To file a claim, call 866.894.8569 within 60 days of your loss / damage. For full details, refer to the Guide of Benefits.