That Save & Make You Money

Skyla Wealth Checking

¹APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 09/01/2026. To receive the highest interest rate, members must meet Skyla Wealth membership requirements. A Skyla Wealth account that has not maintained membership requirements for more than 90 calendar days will be removed from the program. The Skyla Wealth Checking account will be converted to the Simply Prosper Checking account. Fees may reduce earnings. Some restrictions apply. Please review the Truth-in-Savings for information. Only one Skyla Wealth Checking account per primary member.

Simply Prosper Checking

²APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 09/01/2026. Fees may reduce earnings. Some restrictions apply. To receive the highest interest rate, members must meet required monthly activity. Please review the Truth-in-Savings for information. Only one Simply Prosper account per primary member

Money Markets

³APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 09/01/2026. Dividends accrue daily and are paid monthly on all balances over $1,000. Minimum opening deposit is $1,000. Transaction fees may reduce earnings. Some restrictions apply. 

Skyla Wealth Money Markets

⁴APY = Annual Percentage Yield. A minimum deposit of $500 is required for Regular Share Certificates,  $50,000 is required for Jumbo Share Certificates, and $250,000 for Elite Jumbo Share Certificates. Rates, terms, and conditions are subject to change. Please review our current rate list. Rates as of 09/01/2026.  Fees may reduce earnings. Early withdrawal penalties apply. Some restrictions apply.

extended share insurance

⁵APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 09/01/2026. Dividends accrue daily and are paid monthly on all balances over $10,000. Minimum opening deposit is $10,000. Transaction fees may reduce earnings. Some restrictions apply. Insurance provided through program credit unions (subject to certain conditions). Funds participating in Skyla Credit Union Extended Share Insurance program are deposited into accounts at participating credit unions and banks, which are insured by the National Credit Union Association (NCUA) or the FDIC for up to $250,000 for each category of legal ownership. If you maintain funds at any of the credit unions or banks directly or through an intermediary, your funds at such credit union or bank may not be fully insured in the event the aggregate balance of all accounts beneficially owned by you at such credit union or bank exceeds $250,000. Please read the Program Terms and Conditions carefully before depositing money into the program and other important member information. To assure your NCUA or FDIC coverage, please regularly review credit unions or banks in which your funds have been deposited and notify Skyla Credit Union immediately if you do not want to allocate funds to a particular credit unions or banks.

cd accounts

⁶APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 09/01/2026. Dividends accrue daily and are paid monthly on all balances over $1,000. Minimum opening deposit is $1,000. Must remain a participant of the Skyla Wealth membership program to qualify for the Skyla Wealth Money Market. If a member no longer qualifies as a participant of the Skyla Wealth membership program, the Skyla Wealth Money Market will be converted to the regular Skyla Money Market and the corresponding Annual Percentage Yield at the time of conversion. 

IRA CD Accounts

⁷APY = Annual Percentage Yield.

PURPOSE SAVINGS ACCOUNT

⁸APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 09/01/2026. Fees may reduce earnings. Some restrictions apply. To receive rate, members must meet the required monthly activity. Balances between $0.00 - $1,000.00 will earn 4.889%APR/5.00% APY. Balances between $1,000.01 - $10,000.00 will earn 3.928%APR/4.10% - 5.00% APY. Balances above $10,000.01 will earn .10%APR/.50% - 4.10% APY and non-qualifying accounts will earn .10%APR/.10%APY. Please review the Truth-in-Savings for information. Only one Purpose Savings account per primary member.

Auto Loans

⁹APR=Annual Percentage Rate. Rates shown are for qualified borrowers only. All loans are subject to credit approval. Rates and terms are based on creditworthiness, loan amount and collateral. Rates may vary or change at any time. Payment Example: $30,000 at 3.99% APR for 48 months would be approximately $677/month. $30,000 at 4.99% APR for 60 months would be approximately $566/month. $30,000 at 5.99% APR for 72 months would be approximately $497/month. $30,000 at 6.50% APR for 84 months would be approximately $445/month.

¹⁰APR=Annual Percentage Rate. Rates shown are for qualified borrowers only. All loans are subject to credit approval. Rates and terms are based on creditworthiness, loan amount and collateral. Rates may vary or change at any time. Payment Example: $30,000 at 4.99% APR for 48 months would be approximately $691/month. $30,000 at 5.50% APR for 60 months would be approximately $573/month. $30,000 at 6.50% APR for 72 months would be approximately $504/month. $30,000 at 6.99% APR for 84 months would be approximately $453/month.

¹¹APR=Annual Percentage Rate. Rates shown are for qualified borrowers only. All loans are subject to credit approval. Rates and terms are based on creditworthiness, loan amount and collateral. Rates may vary or change at any time. Payment Example: $30,000 at 6.75% APR for 48 months would be approximately $715/month. $30,000 at 7.25% APR for 60 months would be approximately $598/month. $30,000 at 7.75% APR for 72 months would be approximately $522/month. $30,000 at 8.75% APR for 84 months would be approximately $479/month. $30,000 at 9.75% APR for 120 months would be approximately $392/month.

Home Loans

¹²APR = Annual Percentage Rate. Rates shown are for qualified borrowers only.

Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about the loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s website. HMDA data for many other financial institutions are also available on the CFPB's website.

Credit Cards

¹³APR = Annual Percentage Rate. Rates shown are for qualified borrowers only. This rate is a variable and will change with the market based on the Prime Rate. Rates are subject to change monthly. Standard underwriting terms and conditions apply.

Personal Loans & Lines of Credit

¹⁴APR = Annual Percentage Rate. Rates shown are for qualified borrowers only.

Business Checking Accounts

¹⁵APY = Annual Percentage Yield. Rates are subject to change. Rates as of 09/01/2026. Fees may reduce earnings. Some restrictions apply. For additional information, rates, dividend payouts, and schedule of fees, please refer to the Truth in Savings and Fee Schedule.

Business Money Markets

¹⁶APY = Annual Percentage Yield.Rates are subject to change. Rates as of 09/01/2026. Fees may reduce earnings. Some restrictions apply. For additional information, rates, dividend payouts, and schedule of fees, please refer to the Truth in Savings and Fee Schedule.