Smart financing fuels business growth! Skyla’s business loan programs enable you to prepare for new opportunities and power your future success. Need to speed through the process? Our professional lenders and loan committees are local, facilitating fast turnarounds on most lending decisions.
Whether you're planning to purchase an office building, open a retail storefront, or invest in rental property, Skyla is here to help make it happen. Our Commercial Real Estate Loan program offers highly competitive rates, flexible terms, and financing options designed to meet the unique needs of your business. From first-time buyers to experienced investors, we provide tailored solutions and expert guidance every step of the way.
We’ve got you covered there, too. Refinancing through Skyla can help you reduce your monthly payments, access cash for other business needs, or even consolidate debt. Our local team is committed to providing fast decisions and personalized support, so you can focus on growing your business with confidence. Let’s build your future—together.
Need flexible funding to manage day-to-day expenses or seize unexpected opportunities? A Business Line of Credit from Skyla gives you access to the working capital you need—when you need it. Whether it’s covering payroll, purchasing inventory, or managing seasonal cash flow, our lines of credit offer a smart, convenient way to keep your business running smoothly.
With minimal closing costs and a quick, straightforward approval process, you'll be able to tap into your available funds in no time. And because it’s a revolving line, you can draw and repay as needed, only paying interest on what you use. Plus, our team is always here to help you make the most of your financing, offering personalized service and support that puts your business first.
Ready to expand your operations or invest in the tools your business needs to grow? A Commercial Term Loan from Skyla can help you finance essential purchases like equipment, vehicles, or additional inventory — so you can take the next big step with confidence. Whether you're scaling up production or simply staying ahead of demand, our term loans are designed to support your long-term goals.
With a steady amortization schedule and fixed, predictable payments, these loans make it easy to plan ahead and manage your monthly expenses. And with Skyla’s local decision-making and personalized service, you’ll have a trusted partner at every stage of your growth.
At this time, Skyla is unable to offer business loans for start-ups. To qualify, you’ll need to show at least two years of steady business income. This is verified through your tax returns, using the net income reported over the past two years.
Not directly. While we evaluate your business’s financials—such as tax returns or financial statements—to determine its ability to repay the loan, we also pull personal credit on all guarantors. Currently, Skyla does not report business loan activity to commercial credit bureaus, so it won’t contribute to your business credit history.
Today, Skyla serves businesses authorized to operate in NC or SC only.
You are entering a site that is not operated by the credit union. Skyla cannot be held responsible for the alternate site's content, nor does Skyla represent either party should you enter into a transaction. Please note the site's privacy and security policies may differ from those of Skyla Credit Union.
Please click “Go to URL…” to leave this website and proceed to the selected site.