An In-Depth Credit Score Tool - For Free!

Absolutely nothing! To use this feature, you simply need to enroll in Skyla's Digital Banking.

Your credit score will automatically update weekly. Or, you can hit Refresh Score every 24 hours for the most updated score.

Your score may or may not reflect a change since not all institutions report to bureaus daily.

My Credit Score Dashboard uses a soft credit pull, meaning your credit score will not be affected by utilizing this service. 

what is a soft credit pull?

Soft inquiries are mini financial background checks that do not affect your credit score. Typically, lenders conduct soft inquiries when they're pre-screening potential applicants.

No, Skyla uses its own lending criteria for making loan decisions, and the credit score shown on My Credit Score Dashboard is not considered. 

Why does Skyla Offer this tool, then?

My Credit Score Dashboard can help you manage your credit so when it comes time to borrow for a big-ticket purchase—like buying a home or car or paying for college—you have a clear picture of your credit health and can qualify for the lowest possible interest rate. You’ll also see offers on how you can save money on your new and existing loans with Skyla.