Have a higher balance? Your remaining balance over $100,000 will earn the lowest Money Market rate**.
How to Open Account Details
*APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 03/01/2026. To receive the highest interest rate, members must meet Skyla Wealth membership requirements. A Skyla Wealth account that has not maintained membership requirements for more than 90 calendar days will be removed from the program. The Skyla Wealth Checking account will be converted to the Simply Prosper Checking account. Fees may reduce earnings. Some restrictions apply. Please review the Truth-in-Savings for information. Only one Skyla Wealth Checking account per primary member.
** Lowest Money Market Rate is 1.00% APY as of 03/01/2026. Rates are subject to change. Please review our current rate list.
1Other FI surcharges may still apply.
2We have a partnership with Ameriprise Financial Services to provide financial planning services and solutions to our clients. We are not an investment client of Ameriprise, but we have a revenue sharing relationship with them that creates a conflict of interest. Details on how we work together can be found on ameriprise.com/sec-disclosure.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Ameriprise Financial cannot guarantee future financial results.
Ameriprise Financial Planning Services are optional, offered separately, and priced according to the complexity of your case and your financial advisor’s practice fee schedule. Your fees and financial advisor may be subject to change.
Financial planning is generally appropriate if you have financial goals, sufficient assets and income to address your financial goals, and are willing to pay an investment advisory fee for recommendations to help you achieve those goals. Please review the Ameriprise Financial Planning Client Disclosure Brochure or, for a consolidated advisory relationship, the Ameriprise Managed Accounts and Financial Planning Service Disclosure Brochure, for a full description of services offered, including fees and expenses.
Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
Skyla Credit Union is not affiliated with Ameriprise Financial, Inc.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
The Skyla Wealth Checking Account is only available for Skyla Wealth Members. To qualify for our Skyla Wealth program, you must maintain a minimum balance of $500,000 across:
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