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Skyla Wealth Checking

Earn 4.00% APY* with Skyla Wealth Checking

ELEVATED EARNINGS

a checking account that pays you

SKYLA WEALTH MEMBERS EARN

4.00%APY*

on balances up to

$100,000

Have a higher balance? Your remaining balance over $100,000 will earn the lowest Money Market rate**. 

How to Open Account Details
what's included?

what's included with skyla wealth's high-yield checking account?

  • Free contactless Visa debit card
  • $25 minimum opening balance
  • No minimum balance requirements
  • No monthly fee
  • No account activity requirements
  • Mobile deposit capabilities
  • 6 free foreign ATM withdrawals per month1
SW Debit Card Front & Back-01
OK, SO HERE'S THE FINE PRINT: 

*APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 05/01/2026. To receive the highest interest rate, members must meet Skyla Wealth membership requirements. A Skyla Wealth account that has not maintained membership requirements for more than 90 calendar days will be removed from the program. The Skyla Wealth Checking account will be converted to the Simply Prosper Checking account. Fees may reduce earnings. Some restrictions apply. Please review the Truth-in-Savings for information. Only one Skyla Wealth Checking account per primary member.

** Lowest Money Market Rate is 1.00% APY as of 05/01/2026. Rates are subject to change. Please review our current rate list.

1Other FI surcharges may still apply.

2We have a partnership with Ameriprise Financial Services to provide financial planning services and solutions to our clients. We are not an investment client of Ameriprise, but we have a revenue sharing relationship with them that creates a conflict of interest. Details on how we work together can be found on ameriprise.com/sec-disclosure.

 

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial cannot guarantee future financial results.

Ameriprise Financial Planning Services are optional, offered separately, and priced according to the complexity of your case and your financial advisor’s practice fee schedule. Your fees and financial advisor may be subject to change.

Financial planning is generally appropriate if you have financial goals, sufficient assets and income to address your financial goals, and are willing to pay an investment advisory fee for recommendations to help you achieve those goals. Please review the Ameriprise Financial Planning Client Disclosure Brochure or, for a consolidated advisory relationship, the Ameriprise Managed Accounts and Financial Planning Service Disclosure Brochure, for a full description of services offered, including fees and expenses.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Skyla Credit Union is not affiliated with Ameriprise Financial, Inc.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

INTERESTED IN SKYLA WEALTH CHECKING?

our skyla wealth team is ready to help

The Skyla Wealth Checking Account is only available for Skyla Wealth Members. To qualify for our Skyla Wealth program, you must maintain a minimum balance of $500,000 across:

  • Any Skyla deposit product, including savings or checking accounts, CDs, Money Market accounts, or IRAs; or
  • In assets under management with Sklya Investment and Retirement Services, offered through our Ameriprise2 Financial Advisors; or
  • In combined deposits with Skyla and investments with Sklya Investment and Retirement Services, offered through our Ameriprise Financial Advisors, LLC2

For your security, please DO NOT include your account number or social security number.