Own It – Make that Mortgage Yours!

Mortgage Options

stop dreaming. start owning.

At Skyla, we’re dedicated to helping you achieve your homeownership dream. With step-by-step guidance and expert support, you’ll feel confident when choosing your mortgage solution for the biggest investment you’ll ever make.

find your cloud 9 with a Skyla home loan

15- & 30-year fixed-rate mortgages

Make the most of your home investment. Our 15-Year Mortgages will help you own your home sooner and build equity fast. Both 15- and 30-Year Mortgages offer reduced fees and closing costs with as little as 5% down and no Private Mortgage Insurance (PMI) is required!

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welcome home loan

Open the door to your future. Become a homeowner with as little as $2,000 for loans up to $726,200 with no PMI required. Chat with our Mortgage Specialists or find payment examples and comparisons between a Welcome Home Loan. FHA loan, and conventional loan.

Get the Details

adjustable-rate mortgage (arm)

Need more mortgage flexibility? Consider a 7-year ARM. These plans start you out with a lower initial interest rate than a fixed-rate mortgage, a 5% minimum down payment, and no Private Mortgage Insurance (PMI). All ARMS are subject to upward adjustment restrictions or “caps.”

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land loans

Ever considered building your perfect home? Or found the ideal spot for your future retirement? At Skyla, we’ll help you purchase or refinance vacant land at competitive rates and with minimal cost.

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ok, so here’s the fine print:

The Process

how to apply for your mortgage

choose your state

In the dropdown below, select which state your property will be located.

take your pick

Apply online for your chosen mortgage solution.

close your loan

With expert guidance throughout the entire mortgage process.

welcome home

Easily manage your new home loan through Skyla's Digital Banking!

I'M APPLYING FOR A HOME LOAN IN...

Just starting your house hunt?

get pre-approved

Take charge of your home buying journey with a pre-approval! Our team of mortgage specialists is here to help – submit this form and we’ll be in touch on or before the next business day.

Learning & Guidance

Own It – Make that Mortgage Yours!

stop dreaming. start owning.

15- & 30-year fixed-rate mortgages

welcome home loan

adjustable-rate mortgage (arm)

land loans

ok, so here’s the fine print:

how to apply for your mortgage

choose your state

take your pick

close your loan

welcome home

get pre-approved

handy tools and resources to help you make your mortgage decision.

have a question?

calculate your payment

check mortgage rates