A USDA home loan is a mortgage that is insured by the US Department of Agriculture. These loans are available to rural homeowners who may not qualify for other types of mortgage loans.

Ever heard of the term second mortgage? If you have, have you ever wondered if you should get one?

A reverse mortgage is where the borrower doesn’t make monthly payments to the lender. Instead, the lender makes payments to the borrower, and the loan balance increases over time. The borrower is not required to repay the loan until the home is sold or the borrower dies. At that time, the lender is repaid from the proceeds of the sale or from the borrower’s estate. Reverse mortgages can be helpful for seniors ages 62 and up who wish to stay in their homes but do not have the income to make monthly mortgage payments. IMPORTANT NOTE: Skyla does not currently offer reverse mortgage products. This article is for educational purposes only to help readers understand how reverse mortgages work and whether they may be worth exploring.

fraud awareness series Imagine you're scrolling through your social media or dating app and suddenly, a message pops up. It's from an intriguing stranger who seems to tick all the boxes of your dream partner. Exciting, isn't it?

Starting your journey as a self-employed individual or entrepreneur is an exciting step toward financial independence — but it also comes with added tax responsibilities.

Let’s face it — taxes still aren’t fun. Still groan-worthy. If you are preparing to file your 2025 taxes (you will file a return in 2026), the process may seem familiar, but there are a few updates and reminders that may be helpful prior to starting.

Taxes – the never-ending saga of adulting that most of us dread. As mentioned in a previous tax article, it's not the most exciting task to tackle. But alas, it's a necessary one.

Tax season is stressful enough without scammers trying to take advantage of taxpayers. Unfortunately, tax-related scams continue to evolve, and in 2026, fraudsters are becoming more convincing, more urgent, and harder to detect.

With all of these misconceptions about credit unions, many don’t even know the real reason why credit unions exist and what membership actually entails.