FRAUD AWARENESS SERIES what is an online shopping scam? Online shopping scams are fraudulent practices carried out by cybercriminals to deceive unsuspecting customers into paying for goods or services that don't exist, are counterfeit, or will never be delivered. As e-commerce continues to grow, so does the sophistication and prevalence of these scams, especially during high-traffic shopping seasons like the holidays!

The holiday season is a time of joy, but it's also a prime time for scammers to target unsuspecting individuals. Take a peek at some of the top scam trends for the holiday season for tips and tricks on how to avoid them!

Imagine setting up or switching your direct deposit from the comfort of your couch, with just a few clicks. Now, you can with Skyla’s new (and free) direct deposit tool! We're transforming the payday experience with about simplicity, security, and flexibility. Plus, this isn't just about your regular paycheck - even social security payments can be updated, too!

Imagine every swipe of your card bringing you one step closer to that dream vacation or the latest kitchen gadget you've been coveting. Intriguing, right? Well, welcome to the dazzling world of reward credit cards! Did you know according the the latest Lending Tree survey that a whopping 87% of credit cardholders have at least one card that lets them earn rewards? Yes, you heard it right! So, if you're not part of this statistic yet, it's high time you join the party! But hang on! How do these magical pieces of plastic work? Why do they seem too good to be true? Get ready, folks, because we're about to take a ride into the exciting world of rewards credit cards.

With so many options out there, it's easy to feel overwhelmed about picking the right card. But fear not, because I'm here to show you that the rewards can be highly satisfying if you know the ropes! DID YOU KNOW 23% of rewards cardholders haven't redeemed any rewards over the past year according to a new creditcards.com survey, crazy- right?! Via Giphy Hopefully, they're not missing out on some rewarding opportunities and they're all just waiting on the right time to redeem for a nice big vacation. From getting cash back on your daily coffee fix to earning flight miles for that dream vacation, rewards credit cards can be a game-changer if you choose wisely. Lucky for you, we'll cut through the jargon and equip you with the know-how to pick the perfect rewards credit card for your lifestyle. Let's get started!

Credit cards often get a bad rap, but only because people don't understand how to properly utilize them. If you use credit cards correctly, they can actually help your credit and save you money.

Credit. It's a scary topic. Mainly because so many things can surprisingly ruin your credit scores, such as late or missed payments, applying for more credit cards, carrying high credit card balances, ignoring your credit report, and more.

Credit card debt just sucks - plain as that!