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Charlotte Metro Federal Credit Union Blog

Learning & Guidance

Skyla's Learning and Guidance provides you with dozens of educational resources, guides, quizzes, and customizable templates to make connecting the financial dots in planning, implementing, and reaching success simple. Check it out!

Banking 101 | Checking Account

By: Yanna
January 26th, 2023

We've all been there... You open your checking account statement and see a bunch of fees that you don't even understand. Or maybe you do understand them, but you're just angry because they ate up all your hard-earned money. Either way, nobody likes paying fees. But did you know that there are some easy ways to avoid those pesky fees? Yep - and I'm going to share them all. 

Banking 101 | Checking Account

By: Yanna
January 23rd, 2023

When it comes to easily managing your everyday spending, you need to make sure you have the right account for your needs. Unlike an auto loan that has one specific purpose (to help you buy a vehicle) you have a ton of different checking account options to help you get the job done.

Banking 101 | Checking Account

By: Yanna
January 20th, 2023

A debit card can be a very handy tool to have in your financial arsenal, but it's important to use it wisely in order to avoid any chances of your account information getting compromised.

Banking 101 | Checking Account

By: Yanna
January 11th, 2023

As you’ve considered your banking habits and looked at all the accounts you need to manage, have you ever asked yourself a question like this:

Banking 101 | Checking Account

By: Yanna
January 5th, 2023

When it comes to overdraft protection for your checking account, the answer is: it depends.

Banking 101 | Checking Account

By: Yanna
December 8th, 2022

Debit cards and pre-paid debit cards are both payment methods that allow cardholders to access funds without having to carry cash around. However, there are some key differences between the two

Credit Cards | Banking 101 | Checking Account

By: Yanna
November 23rd, 2022

Aside from the design and the account numbers on your cards looking different, it’s easy to think of a credit card like a debit card – but there are quite a few key differences. In this article, we’ll outline the similarities and differences so you can become a more financially savvy shopper.

Banking 101 | Checking Account

By: Yanna
November 22nd, 2022

If you're like most people, you probably use your debit card for everything from buying coffee to paying rent. But do you really know what a debit card is and how it can benefit you if used correctly?  If you have a checking account, then you probably already have a debit card. But just in case you're new to the game or need a refresher, let's break it down:

Banking 101 | Checking Account

By: Yanna
November 18th, 2022

I know what you're thinking... who uses checks anymore?  Since you're not required to fill out a check at the store to purchase items or send in a check to pay for rent or monthly mortgage anymore, why are personal checks still important?