Building a healthy savings account doesn’t always work out the way you plan. A majority of your paycheck might go straight to paying bills, you might not have a reliable paycheck at all, or you might not be the best budgeter. Unfortunately, life challenges do not discriminate based on bank account balances and, even if you have very little in savings, you could still get hit with an expensive emergency.
The holidays are a time for family, friends, and giving. But they can also be a time of stress and anxiety, especially when it comes to money. If you’re asking “How can I create a holiday budget that won’t break the bank?” I have some budgeting tips that can help you out!
If you’re looking for ways to earn higher interest on your savings, Certificates of Deposit (CDs) and Money Markets are both great options in different ways!
If you're considering what to do with your money and where to park it safely, you may want to look into getting a Certificate of Deposit Account, or CD.
Be honest – how many times have you been sitting at work picturing life in retirement? Maybe you’re sitting on a beach, in a cabin in the mountains, traveling to your bucket list destination, or just cuddled up with a good book at home. No matter what your retirement goals are, one question stays the same - how can I save and plan for the lifestyle I want in retirement?
We all know money provides security, control, freedom, and much more to enjoy a better and healthy life. That's something we all want - including myself. So, we look for ways and build better financial habits to reach a goal. And there are hundreds of tools, tips, apps, and methods out there. But the real question is: What habit or money-saving style actually works?