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Charlotte Metro Federal Credit Union Blog

Learning & Guidance

Skyla's Learning and Guidance provides you with dozens of educational resources, guides, quizzes, and customizable templates to make connecting the financial dots in planning, implementing, and reaching success simple. Check it out!

Budgeting

By: Yanna
February 2nd, 2023

Chances are if you’re here reading this, you’re like me - you love getting to celebrate yourself and your loved ones with special occasions. Unfortunately, with all of life’s normal expenses for bills, groceries, savings, it can sometimes feel like there’s not enough money in your budget for the fun stuff.

Savings | Budgeting

By: Yanna
December 15th, 2022

The holidays are a time for family, friends, and giving. But they can also be a time of stress and anxiety, especially when it comes to money. If you’re asking “How can I create a holiday budget that won’t break the bank?” I have some budgeting tips that can help you out!

Home Buying | Budgeting

By: Yanna
October 12th, 2022

When it’s time to make mortgage payments you want to make sure you have enough to pay your monthly mortgage and loan payments plus monthly expenses while also saving...

Home Buying | Budgeting

By: Yanna
October 12th, 2022

It’s exciting to think about buying a home! By now, you’ve probably narrowed down your budget and have an idea what your monthly mortgage payment may be, but it's also important to know what costs other are involved.

Home Buying | Budgeting

By: Yanna
October 12th, 2022

One of the biggest expenses associated with purchasing a home is the down payment. For most mortgages, lenders require borrowers to put down at least 20% of the purchase price of the home.

Budgeting | Checking Accounts

By: Yanna
October 12th, 2022

When you have more than enough funds in your checking account, you stay ahead of any maintenance or overdraft fees.

Auto Loans | Budgeting

By: Yanna
October 12th, 2022

Hold the phone… Are you coming up on your last car payment or recently made your last one??  Congratulations! I know you're ready to say “I officially own my vehicle!” 

Auto Loans | Budgeting

By: Yanna
October 12th, 2022

In your search for cars and considering auto loans, you may be asking, “What are all the costs included in buying a car? How much should I have saved up before financing?  What goes into my monthly car payment?”

Budgeting | Credit Cards

By: Yanna
October 12th, 2022

“How can I track my credit card expenses?” We’re asked this question all the time, which is understandable since you have every right to have and be in control over your credit card spending. Keeping track helps you stay on top of fraud as soon as it occurs and helps with sticking to a budget and maintaining a low balance.