*1550 BRIGHT Promotion:

Promotion runs 02/11/2026 through 04/10/2026 at 11:59 pm EST

One bonus payout eligible per qualifying checking account and per member tax identification number. This is a limited time offer and is not available for use in combination with other offers.

Offer is only available for:

• Residents of NC or SC. Valid Government Issued Photo ID may be required for proof of residency.

¹Qualifications apply. Visit skylacu.com/bright for details.

²APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 04/01/2026. Fees may reduce earnings. Some restrictions apply. Member only qualifies for one of the interest rate tiers; to receive the highest interest rate, members must meet required monthly activity. Please review the Truth-in-Savings for information.

³Double Rewards on Travel Purchases:

Promotion runs from 04/01/2026 through 05/31/2026. Qualifying purchase varies by merchant and is determined by the assigned Merchant Category Code (MCC). Purchase must be posted to account by 05/31/2026 at 11:59pm ET.

Travel-related purchases and services may include:

• Airlines, Charter flights, Travel agencies, Tour operators, Hotels and lodging chains, Cruise lines
• Commuter rail services (local or regional trains), Intercity rail services (long-distance trains connecting major cities), National railway operators (domestic or international passenger rail)
• Public transit bus systems (city or suburban routes), Intercity bus services (long-distance routes between cities), Charter bus companies (private group transport), Tour bus operators (sightseeing, tourism-focused services), Shuttle services (airport, hotel, event, shuttles)
• Ocean cruise lines, River cruise operators, Ferry services, Charter boat operators, Luxury yacht travel services
• Commercial airlines, Charter flight operators, Cargo airlines, Air taxi services, General air carriers not listed elsewhere
• Travel agencies, Tour operators, Cruise package booking services
• Hotels, Motels, Resorts, Lodges and cabins, Vacation properties offering short-term stays
• Timeshare sales, Timeshare leasing & rentals, Timeshare exchanges, Property deed & ownership management
• Car rental agencies, Truck and van rental services, Exotic or specialty vehicle rentals, Vehicle leasing services, Rental operations without a unique MCC assignment

Platinum Rewards: 2% rewards points valid for purchases only. Qualifying purchase varies by merchant. Redemption of rewards points is subject to the terms and conditions of the awards program. After the promotional period ends, card will earn 1 reward point for every $1 spent.

Visa Signature: 4% rewards points valid for purchases only. Qualifying purchase varies by merchant. Redemption of rewards points is subject to the terms and conditions of the awards program. After the promotional period ends, card will earn 2 rewards points for every $1 spent.

⁴APR=Annual Percentage Rate. Please review our current rate list. Rates shown are for qualified borrowers only.

⁵Home Loan rates as of 03/09/2026. The Annual Percentage Rate, or APR, for the loan programs shown reflects the interest rate and approximate cost of prepaid finance charges. These charges include a 1% Origination Fee but do not include other closing costs or discount points. Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about the loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s website. HMDA data for many other financial institutions are also available on the CFPB's website.