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4.00%^APY* with Simply Prosper Checking

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AUTO REFINANCE

Lower your existing auto loan outside of Skyla by up to 1% APR¹!

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HOME REFINANCE

See how much you can save by refinancing with Skyla!

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PLATINUM REWARDS

Earn 2x rewards² on all purchases + 10,000 bonus points³!

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HERE’S THE THING...

you want your money to work smarter and go farther, but you’re not sure where to start...

You’re trying to budget, trying to figure out where your best financial options exist, trying to find where you might be able to trim some expenses. But Money. Is. Complicated. And frustrating. And stressful. And critical. And… and… and...

you're tired

You’ve tried the budgeting apps and saving plans, but nothing seems to stick. No matter how many times you’ve started, it just feels like you’re spinning your wheels with no forward motion.

you're overwhelmed

You want sound financial advice and guidance, but you don’t know where to turn. There’s so many options, and everywhere you’ve tried, you just feel like an account number.

you deserve better

Whether you’re ready to make your money work smarter, or need financial help and don’t know where to find it, you deserve to feel confident in your money decisions and work with someone who knows you by name.

Open Your Account Smart Savings Guide

ENTER SKYLA

it’s time to take control of your finances

At Skyla, we’re your financial partner for everything! If you’re ready to tackle a budgeting plan, understand your loan options, boost your savings account, or just find sweet perks and discounts to be a savvier spender, we have the tools for you.

Learning & Guidance See the Perks

WHAT OTHERS ARE SAYING...

"Outstanding! The woman I spoke with was friendly, professional, knowledgeable, and efficient. When we asked her a question that she could not answer, she was resourceful in finding the answer for us. We will definitely continue to do business with Skyla."

Marlene H.

"The staff calls us by name (even before we present our ID or bank card) and make us feel like we are family and treats us with kindness, love, and respect in every interaction."

Myra J.

"Everyone was very nice and professional about business and the branch was fantastic. I'm so glad to be a customer of the Skyla."

Jacky C. | Awesome Co.

"Amazing, friendly staff who are always helpful. This credit union proves that customer service still exists."

Jason B.

"I've been a member here for 11 years now and they have never failed me. I would recommend anyone to trust them for their financial needs."

Seluleta S.

"This credit union is outstanding. They do figure 8's around the big banks and have the friendliness only found elsewhere in small towns. They perform better and provide better basic banking services than any of their banking competitors."

Gary K.

+0k

members

branches

$0b

in assets

HOW WE HELP

customized financial solutions tailored to you

Your money... it’s extremely important and highly personal. We understand the personal needs you have when it comes to your finances. And that's why we’ve built specialized solutions that fit seamlessly into your life – helping you to more easily manage your money and equipping you with the tools to assist you in making smarter plans for the future.

Get Started Check Out the Tools

checking accounts

Flexibility and control – these are the 2 most valuable features of your checking account. At Skyla, all our checking accounts are designed to keep you in control with the on-the-spot financial access you need.

Explore Checking

savings accounts

Saving can be stressful - our savings accounts make it simple! Your $5 minimum opening deposit gives you access to a comprehensive suite of products and services as well as Online and Mobile Banking with no monthly fee.

Start Saving

credit cards

Rates or rewards - why not both? Get the spending power you need with rates you deserve on everyday purchases with the perks that give you more.

Find Your Credit Card

loans

Impressive rates and flexible options put the purchasing power in your hands. Whether you’re on the hunt for a home, auto, or personal loan, Skyla will help turn your possibility into reality.

Search Loans

THE PLAN

jumpstart your financial success

set your goals

With crystal clear focus, you’ll remove the guesswork and take aim at actually achieving your goals. For help, check out your Savings Style and get a personalized plan.

break it down into bite-sized pieces

You know what you want to achieve… but how can you get there? With dozens of educational resources, guides, quizzes, and customizable templates at your fingertips, you’re sure to connect the financial dots in planning, implementing, and reaching success.

get expert guidance, every step of the way

Once you’ve set your path, we’ll help guide you in determining your best course of action to make your possibilities, realities so your financial decisions are made with confidence. Find your closest location or contact us today.

Get Started

WE GET IT

your money can feel complicated - but it doesn’t have to.

At Skyla, we know you want to be confident in your finances. And in order to feel that way, you need your money to stretch farther and work smarter. The problem is... you don’t know where to start. So you’re overwhelmed and stressed. We believe you should be able to achieve your financial goals in life and we understand you’re doing everything you can think of, but there are just so many options. That’s why we’re the trusted financial partner of more than 105,000 people just like you.

Here’s how it works: set your goals, break down those goals into bite-sized pieces, and get expert guidance and support. Start by taking this Savings Style quiz to create your personalized plan so you can stop stressing about money and let your financial future soar.

Savings Style Quiz

SMART BORROWING PLAN

tired of asking yourself the same questions?

Having questions about whether your interest rate is too high, if you're paying too much on a loan, or simply being unsure about which type of loan is right for your current situation can make or break the bank.

One of the first steps is tackling your loans - that means understanding all of your options, knowing the breakdown of the principal and interest in your monthly payments, and being aware of your overall debt. Whether you’re planning for a big purchase, trying to lower your monthly payments, or looking to consolidate debt, we’ll help you craft your perfect borrowing plan.

Let's Talk Loans

Learning & Guidance

the credit union difference

Not sure if a credit union is right for you? Take a peek at our learning center to see why Skyla is your perfect match.

credit unions vs. banks: so what's the difference?

When finding a bank, you want to make sure it’s a financial institution you trust, fits your needs, and serves your core values. Well...what if I told you banking with a credit union is good for your wallet and the community?

Keep Reading

what does it mean to be a credit union member?

It’s no surprise credit unions often get overlooked. Many have misconceptions about what it means to join a credit union, so don’t even know the real reason why credit unions exist and what membership entails.

Keep Reading

can i even join a credit union?

We sure hope so! There’s a good chance you either live in an area or work for an employer that qualifies you for a Skyla membership. If not – no worries! You’re eligible to join via our partner association – the American Consumer Council (ACC).

Keep Reading

Visit the Learning Center

OK, so here's the fine print:

*APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of . Fees may reduce earnings. Some restrictions apply. Member only qualifies for one of the interest rate tiers; to receive the highest interest rate, members must meet required monthly activity. Please review the Truth-in-Savings for information.

¹APR=Annual Percentage Rate. Please review our current rate list for the lowest Steal the Car Loan rate available. All loans are subject to credit approval. Rates are based on credit worthiness and may change at any time. Approved loan rate cannot be lower than .50% lower than our lowest rate. Existing Skyla auto loans are not eligible.

²Promotion runs 08/01/2023 through 12/31/2024. 2% rewards points valid for purchases only. Redemption of rewards points is subject to the terms and conditions of the awards program. After the promotional period ends, card will earn 1 reward point for every $1 spent. Redemption of rewards points is subject to the terms and conditions of the awards program.

³To qualify for the 10,000 rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 90 days from the date your Platinum Rewards credit card is opened. Purchases that may fall outside of the 90 day period, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, if you buy goods online, the purchase date may be the date the goods are shipped) are not eligible. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. Existing or previous cardmembers are not eligible for this product if they opened their card prior to October 1, 2023. Good Standing = Your Card Account must not be canceled or past due at the time of fulfillment of any offers. In rare instances, your period to spend $1,000 may be shorter than 90 days if there is a delay in receiving your Card. Bonus rewards will show as redeemable within 1 – 2 billing periods after they are earned. All other Rewards program terms and conditions apply. Please visit skylacu.com/credit-cards/platinum-rewards for additional Rewards Program information. Skyla Credit Union reserves the right to modify or cancel promotion at any time.

4.00% APY* with Simply Prosper Checking

looking for more ways to save?

you want your money to work smarter and go farther, but you’re not sure where to start...

you're tired

you're overwhelmed

you deserve better

it’s time to take control of your finances

"Outstanding! The woman I spoke with was friendly, professional, knowledgeable, and efficient. When we asked her a question that she could not answer, she was resourceful in finding the answer for us. We will definitely continue to do business with Skyla."

"The staff calls us by name (even before we present our ID or bank card) and make us feel like we are family and treats us with kindness, love, and respect in every interaction."

"Everyone was very nice and professional about business and the branch was fantastic. I'm so glad to be a customer of the Skyla."

"Amazing, friendly staff who are always helpful. This credit union proves that customer service still exists."

"I've been a member here for 11 years now and they have never failed me. I would recommend anyone to trust them for their financial needs."

"This credit union is outstanding. They do figure 8's around the big banks and have the friendliness only found elsewhere in small towns. They perform better and provide better basic banking services than any of their banking competitors."

customized financial solutions tailored to you

jumpstart your financial success

set your goals

break it down into bite-sized pieces

get expert guidance, every step of the way

your money can feel complicated - but it doesn’t have to.

tired of asking yourself the same questions?

the credit union difference

OK, so here's the fine print:

4.00%^APY* with Simply Prosper Checking