¹APY = Annual Percentage Yield. A minimum deposit of $10,000 is required for this promotional rate of 5.00% APY. Rate valid for new money only.  Offer is only available for residents of CA. Rates, terms, and conditions are subject to change. Rate as of 11/01/2026. Fees may reduce earnings. Early withdrawal penalties apply. Some restrictions apply. 

²APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rate as of 11/01/2026. Dividends accrue daily and are paid monthly on all balances over $10,000. Minimum opening deposit is $10,000. Transaction fees may reduce earnings. Some restrictions apply. Insurance provided through program credit unions (subject to certain conditions). Funds participating in Skyla Credit Union Extended Share Insurance program are deposited into accounts at participating credit unions and banks, which are insured by the National Credit Union Association (NCUA) or the FDIC for up to $250,000 for each category of legal ownership. If you maintain funds at any of the credit unions or banks directly or through an intermediary, your funds at such credit union or bank may not be fully insured in the event the aggregate balance of all accounts beneficially owned by you at such credit union or bank exceeds $250,000. Please read the Program Terms and Conditions carefully before depositing money into the program and other important member information. To assure your NCUA or FDIC coverage, please regularly review credit unions or banks in which your funds have been deposited and notify Skyla Credit Union immediately if you do not want to allocate funds to a particular credit unions or banks.

³Insurance provided through program credit unions (subject to certain conditions).

Funds participating in Skyla Credit Union Extended Share Insurance program are deposited into accounts at participating credit unions and banks, which are insured by the National Credit Union Association (NCUA) or the FDIC for up to $250,000 for each category of legal ownership. If you maintain funds at any of the credit unions or banks directly or through an intermediary, your funds at such credit union or bank may not be fully insured in the event the aggregate balance of all accounts beneficially owned by you at such credit union or bank exceeds $250,000. Please read the Program Terms and Conditions carefully before depositing money into the program and other important member information. To assure your NCUA or FDIC coverage, please regularly review credit unions or banks in which your funds have been deposited and notify Skyla Credit Union immediately if you do not want to allocate funds to a particular credit unions or banks.