The Pre-Retirement Checklist

Getting ready for retirement? Before you can cross that bridge, you’ll need to cross some important items off your to-do list. But thanks to our work together, you might be more prepared than you think! This handy checklist of ten crucial steps can help you visualize how far you’ve come.

nice! you're steps closer to retirement readiness.

To measure your progress toward retirement preparation, check off your “Done” items from the list below. 

retirement budget

Understand what your income will be, and how you can confidently spend the money you have accumulated for retirement.

emergency savings

Prepare for emergencies by saving at least 3 months’ living expenses, and have that money easily available to you.

tax strategy

Have a sound tax strategy to guide you through the process of considering where you’ll live, both short- and long-term. Have a plan for funding a move and understand the timing involved.

Spending money from both taxable and tax-deferred accounts.

lifestyle & location

Consider where you’ll live, both short- and long-term. Have a plan for funding a move and understand the timing involved.

401k strategy

Have a strategy for your 401(k) plan and determine the best time for you to access the money, based on your goals.¹

bucket list

Write down your personal goals for your retirement years. Explore your dreams, priorities and values.

extended care 

Make arrangements in the event that you or a loved one encounters a health issue requiring full-time care.

estate strategy 

Develop an estate approach that includes how you want your assets to be allocated, and who will handle your estate.

health insurance 

Understand your options with Medicare and define a strategy for covering health care expenses for the long haul.

social security strategy 

Have a sound tax strategy to guide you through the process of spending money from both taxable and tax-deferred accounts.

NOT QUITE READY for retirement?

If you’re not as prepared for retirement as you’d like to be, just reach us at 704.375.0183. Together, we can fine-tune these strategies so you can finish your checklist and get started on that bucket list.

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