From now until December 31, 2024, you'll earn unlimited double rewards points on all purchases!
Earn an extra 10,000 bonus points1 when you spend $1,000 in the first 3 months.
Unlock 0% APR2 on your new card for the first 12 months, meaning you won't accrue interest!
Seriously! Skyla's Platinum Rewards Credit Card will never charge an annual fee.
Carrying a balance somewhere else? Transfer it to a Skyla - for free!
Rates or rewards – why not both? Skyla's Visa Platinum Rewards credit card gives you the spending convenience you want for everyday purchases and the perks that give you more.
Visa Zero Liability: No liability to you for unauthorized purchases whether online or in-person (does not apply to ATM transactions). Other restrictions apply.
Visa Secure: An extra layer of security to protect your identity and your shopping experience online.
Concerned about fraud? You’ll receive a phone call, text alert, and email about any transaction flagged as fraud on your card. Simply reply Yes or No to the message. Remember – our messages will never ask for your PIN or account number.
Protect your phone simply by paying your monthly cell phone bill with your Skyla Visa Platinum Rewards credit card. Coverage includes up to $250 per claim for a maximum of $500 per 12-month period.
To file a claim, call 866.894.8569 within 60 days of your loss / damage. For full details, refer to the Guide of Benefits.
Planning to rent a vehicle with your Skyla Visa Platinum Rewards credit card? The Auto Rental Collision Damage benefit offers insurance coverage that provides reimbursement for:
To report theft or damage, call 1.800.348.8472 (or collect at 804.673.1164 if you are outside the US) within 45 days from the date of the incident. The Benefit Administrator will answer any questions you or the auto rental company may have and will send you a claim form. For full details, refer to the Guide of Benefits.
Spend your points with national retailers for shopping, fuel, entertainment, and dining.
Redeem points for household appliances, electronics, health and beauty products, and more!
Book travel with airlines and hotels with no blackout dates and no requirements!
Unleash your adventurous side with skydiving, whitewater rafting, or stock car driving.
Book exclusive getaways like a dinner cruise or spa day, or use your points to plan trips through hotels.com.
Catch your favorite team play a home game or watch your favorite artist take on the stage.
Redeem tickets for Universal Studios, Busch Gardens, Hershey Park, Sesame Place, and the San Diego Zoo!
Convert your points to cash and deposit your earnings directly into your Skyla account.
Visit the Awards Catalogue for a full sample of redeemable items
Contact our Platinum Rewards Center by calling 888.206.5552.
To report, call 704.375.0183, 24 hours / day.
Think you just misplaced it? Log in to Digital Banking and navigate to Card Controls to freeze your card until you’re able to locate it.
See how long it will take to pay off your credit card balance based on your monthly payment - or find out how much your monthly payment will be. Trying to pay your credit card balance off in a certain amount of time? This calculator will help you determine what your monthly payment should be to reach your payoff goal!
If you’re interested in a credit card but aren’t quite sure where to start, check out these helpful resources.
Not sure what to expect when getting a credit card? Here’s what you need so you can properly prepare and enjoy your credit card today.
Credit cards often get a bad rap, but only because people don't understand how to properly utilize them. Here are some credit card dos and don'ts to avoid any mishaps with credit card usage.
Transfer an existing balance onto your brand-new Platinum Rewards credit card and get 0% APR2 for the first 12-months with no balance transfer fee!
*Promotion runs 08/01/2023 through 12/31/2024. 2% rewards points valid for purchases only. Redemption of rewards points is subject to the terms and conditions of the awards program. After the promotional period ends, card will earn 1 reward point for every $1 spent. Redemption of rewards points is subject to the terms and conditions of the awards program.
1To qualify for the 10,000 rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 90 days from the date your Platinum Rewards credit card is opened. Purchases that may fall outside of the 90 day period, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, if you buy goods online, the purchase date may be the date the goods are shipped) are not eligible. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. Existing or previous cardmembers are not eligible for this product if they opened their card prior to October 1, 2023. Good Standing = Your Card Account must not be canceled or past due at the time of fulfillment of any offers. In rare instances, your period to spend $1,000 may be shorter than 90 days if there is a delay in receiving your Card. Bonus rewards will show as redeemable within 1 – 2 billing periods after they are earned. All other Rewards program terms and conditions apply. Please visit skylacu.com/credit-cards/platinum-rewards for additional Rewards Program information. Skyla Credit Union reserves the right to modify or cancel promotion at any time.
2During the first twelve (12) months from account opening, the rate for purchases and balance transfers will be 0.00% Annual Percentage Rate (APR). After the twelfth (12) month, your balance for purchases and balance transfers will adjust to the rate in your credit card agreement. As of the first day of each month, the APR for variable rate Visa credit cards ranges from 14.15% to 17.95%. This rate will change with the market based on the Prime Rate. Rates are subject to change without notice. APR may vary depending on a review of your credit score and other underwriting factors. Balance transfer amounts may not exceed your approved credit limit. Standard underwriting terms and conditions apply.
3Variable rate information: The Annual Percentage Rate may increase or decrease if the Prime Rate Index “PRI” increases or decreases. The PRI is the highest prime rate published in the Wall Street Journal on the last business day of the month. If this index is no longer available, the credit union will choose a new index which is comparable to the index described herein.
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