Add Protection to Your New Loan

If your vehicle is declared a total loss, you are liable to pay the “gap” between the insurance settlement and your loan balance. Guaranteed Asset Protection covers the difference between what you owe on your vehicle and how much the vehicle is actually worth.¹ It can even cover your out-of-pocket deductible² on your auto policy!

• Reduce your out-of-pocket loss
• Enroll when applying for your vehicle loan to include the premium in your monthly payment

Psst... if you finance your next vehicle with Skyla within 90-days, GAP will pay $1,000 towards your new loan!

Worried about the high cost of mechanical repairs on your new or used vehicle? We have you covered!

• Coverage for mechanical repairs beyond the manufacturer’s warranty on both new and used vehicles
• No finance requirements for coverage and can be included in your monthly payment
• $0 deductible
• No age or mileage requirements
• 24-hour roadside assistance
• Transferable if you sell the vehicle

Our Debt Protection is a simple, affordable way to help cancel your loan balance or reduce your monthly payments if you become disabled, lose your job, or pass away. It’s one more way we help take the financial pressure off you - and the people you care about - when the unexpected hits.

Psst... you can only add Debt Protection within the first 180 days of opening the loan

This product is optional

Your purchase of debt protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us.

Additional disclosures

We will give you additional information before you are required to pay for debt protection. This information will include a copy of the contract containing the terms and conditions of debt protection.

Eligibility requirements, conditions and exclusions

There are eligibility requirements, conditions and exclusions that could prevent you from receiving debt protection benefits. You should carefully read your debt protection contract for a full explanation of the terms and conditions of the debt protection program. The Contractual Liability Policy is issued by Securian Casualty Company, a New York authorized insurer. Minnesota Life Insurance Company acts as the administrator of the debt protection program. Product availability and features may vary by state. Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Minnesota Life Insurance Company is a subsidiary of Securian Financial Group, Inc.