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Simply Prosper Checking

¹APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 05/01/2026. Fees may reduce earnings. Some restrictions apply. Member only qualifies for one of the interest rate tiers; to receive the highest interest rate, members must meet required monthly activity. Please review the Truth-in-Savings for information. Only one Simply Prosper account per primary member

Auto Loans

²APR=Annual Percentage Rate. Please review our current rate list. Rates shown are for qualified borrowers only.

Interest will continue to accrue on the loan balance during the 90-day deferral period. The loan maturity date will not extend an additional 90-days and your balance will still be due at the agreed upon maturity date. Offer only valid on auto loans approved between October 1, 2024, and December 31, 2025. Loans currently financed at Skyla are not eligible. Promotion is subject to change at any time.

 Rewards Credit Cards

Promotion runs from 04/01/2026 through 05/31/2026. Qualifying purchase varies by merchant and is determined by the assigned Merchant Category Code (MCC). Purchase must be posted to account by 05/31/2026 at 11:59pm ET.

Travel-related purchases and services may include:

• Airlines, Charter flights, Travel agencies, Tour operators, Hotels and lodging chains, Cruise lines
• Commuter rail services (local or regional trains), Intercity rail services (long-distance trains connecting major cities), National railway operators (domestic or international passenger rail)
• Public transit bus systems (city or suburban routes), Intercity bus services (long-distance routes between cities), Charter bus companies (private group transport), Tour bus operators (sightseeing, tourism-focused services), Shuttle services (airport, hotel, event, shuttles)
• Ocean cruise lines, River cruise operators, Ferry services, Charter boat operators, Luxury yacht travel services
• Commercial airlines, Charter flight operators, Cargo airlines, Air taxi services, General air carriers not listed elsewhere
• Travel agencies, Tour operators, Cruise package booking services
• Hotels, Motels, Resorts, Lodges and cabins, Vacation properties offering short-term stays
• Timeshare sales, Timeshare leasing & rentals, Timeshare exchanges, Property deed & ownership management
• Car rental agencies, Truck and van rental services, Exotic or specialty vehicle rentals, Vehicle leasing services, Rental operations without a unique MCC assignment

Platinum Rewards: 2% rewards points valid for purchases only. Qualifying purchase varies by merchant. Redemption of rewards points is subject to the terms and conditions of the awards program. After the promotional period ends, card will earn 1 reward point for every $1 spent.

Visa Signature: 4% rewards points valid for purchases only. Qualifying purchase varies by merchant. Redemption of rewards points is subject to the terms and conditions of the awards program. After the promotional period ends, card will earn 2 rewards points for every $1 spent.