Whether you just moved to Charlotte or you’ve been here a while, your money should keep up with your life. Between paying rent, new routines, and everything CLT has to offer, you need a financial partner that actually helps you get ahead.
Get to Know Skyla Explore Accounts
Originally founded as the Charlotte City Employees Credit Union, we’ve been Charlotte’s trusted local credit union for over 60 years!
Yes, it's possible to join Skyla! We’ll handle checking your eligibility for you, all behind the scenes through your account or loan application, so there’s no delay or waiting period.
At Skyla, our mission is simple – helping make your possibilities a reality. Our checking and savings accounts are designed to make your money work harder with smarter, less complicated tools and services.
Whether you’re starting an emergency fund, saving for a car, planning a home project, or working toward your next milestone, Purpose Savings helps turn small steps into visible progress.
Skyla's Learning & Guidance library provides you with dozens of educational resources, guides, quizzes, and customizable templates to make connecting the financial dots in planning, implementing, and reaching success simple.
Need help understanding your credit score? Here’s what’s most important about credit scoring and the steps to take to improve it.
Are you concerned about your credit score being affected if you apply for a loan or open a checking and savings account? Here's what you should know before you get started.
Questioning how to build credit without going into debt? There is more than one way to do it like identifying any errors on your credit report, and more...
Download the Credit Score Builder for a handy list of your credit score factors, tips on how to improve your score, and an action plan to help you get started!
*APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 07/01/2026. Fees may reduce earnings. Some restrictions apply. To receive rate, members must meet the required monthly activity. Balances between $0.00 - $1,000.00 will earn 4.889%APR/5.00% APY. Balances between $1,000.01 - $10,000.00 will earn 3.928%APR/4.10% - 5.00% APY. Balances above $10,000.01 will earn .10%APR/.50% - 4.10% APY and non-qualifying accounts will earn .10%APR/.10%APY. Please review the Truth-in-Savings for information. Only one Purpose Savings account per primary member.
1APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 07/01/2026. Fees may reduce earnings. Some restrictions apply. To receive the highest interest rate, members must meet required monthly activity. Please review the Truth-in-Savings for information. Only one Simply Prosper account per primary member
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