Lower Rates with Higher Rewards

¹To qualify for the 25,000 rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 90 days from the date your Signature credit card is opened. Purchases that may fall outside of the 90 day period, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, if you buy goods online, the purchase date may be the date the goods are shipped) are not eligible. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. Good Standing = Your Card Account must not be canceled or past due at the time of fulfillment of any offers. In rare instances, your period to spend $1,000 may be shorter than 90 days if there is a delay in receiving your Card. Bonus rewards will show as redeemable within 1 – 2 billing periods after they are earned. All other Rewards program terms and conditions apply. Please visit skylacu.com/credit-cards/signature for additional Rewards Program information. Skyla Credit Union reserves the right to modify or cancel promotion at any time.

²To qualify for the 10,000 rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 90 days from the date your Platinum Rewards credit card is opened. Purchases that may fall outside of the 90 day period, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, if you buy goods online, the purchase date may be the date the goods are shipped) are not eligible. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. Existing or previous cardmembers are not eligible for this product if they opened their card prior to October 1, 2023. Good Standing = Your Card Account must not be canceled or past due at the time of fulfillment of any offers. In rare instances, your period to spend $1,000 may be shorter than 90 days if there is a delay in receiving your Card. Bonus rewards will show as redeemable within 1 – 2 billing periods after they are earned. All other Rewards program terms and conditions apply. Please visit skylacu.com/credit-cards/platinum-rewards for additional Rewards Program information. Skyla Credit Union reserves the right to modify or cancel promotion at any time.

³During the first twelve (12) months after account opening, the introductory rate for purchases will be 0.00% Annual Percentage Rate (APR).

⁴Visa Signature: During the first twelve (12) months from account opening, the rate for purchases will be 0.00% Introductory Annual Percentage Rate (APR). After the twelfth (12) month, your rate for purchases will adjust to the rate in your credit card agreement, currently 17.65%. This rate is a variable and will change with the market based on the Prime Rate. Rates are subject to change monthly. Standard underwriting terms and conditions apply. 

⁵Visa Platinum Rewards: During the first twelve (12) months from account opening, the rate for purchases will be 0.00% Introductory Annual Percentage Rate (APR). After the twelfth (12) month, your rate for purchases will adjust to the rate in your credit card agreement, currently 16.65%. This rate is a variable and will change with the market based on the Prime Rate. Rates are subject to change monthly. Standard underwriting terms and conditions apply. 

⁶During the first twelve (12) months after account opening, the introductory rate for balance transfers will be 0.00% Annual Percentage Rate (APR).

⁷Visa Platinum: During the first twelve (12) months from account opening, the rate for balance transfers will be 0.00% Introductory Annual Percentage Rate (APR). After the twelfth (12) month, your rate for balance transfers will adjust to the rate in your credit card agreement, currently 15.65%. This rate is a variable and will change with the market based on the Prime Rate. Rates are subject to change monthly. Standard underwriting terms and conditions apply. 

⁸APR = Annual Percentage Rate