Auto Refinancing

Refinance & Save

Hit the Road Now, Pay Later

skip your first payment for 90-days!

When you open a new or used auto loan with Skyla, you have the option to skip your first payment for 90-days*, giving you time to pay other bills, put the money in savings, or put the payment towards something else - it's totally up to you!

Once your application is submitted, simply tell the Lending Specialist you'd like to opt-in to this limited time savings.

But Hurry - this offer is only valid until 12.31.25!

Apply Now

lower your car payment

think you're paying too much?

Give your loan a lift and refinance with Skyla to lower your existing rate from another institution by up to 1% APR¹!

Why does it matter? This means lower monthly payments and less total interest you'll pay over the life of your loan. And the best part - it’s at no additional cost to you!

apply today

Simply complete the refinance application with info about your existing auto loan.

pay off the loan

Once approved, we'll send a check to your existing lender to pay off that loan.

plan your future

Make a plan with the extra cash you're saving in loan payments from the refinance.

Refinance Ask a Question

ELECTRIC & HYBRID VEHICLES

drive clean. save green.

Skyla offers loans designed specifically for electric and hybrid vehicles - so you can go green without breaking the bank.

Low rates on eco-friendly vehicles
Flexible terms that fit your budget
Fast, easy pre-approvals so you can shop with confidence
Extra savings through potential tax credits and reduced fuel costs

Ready to upgrade your ride and reduce your footprint? Let Skyla help you finance your electric or hybrid vehicle today.

Apply Now

how can we help?

refinancing faqs

how soon after i buy a car can i refinance?

how much does it cost to refinance?

how does refinancing save me money?

what are the rates to refinance?

let's chat

your refinance questions... answered

If you have a specific auto loan refinancing question or are simply looking for advice on where to start in the process – our team of lending specialists is here to help!

Please DO NOT include your account number or social security number. We’ll respond to your message on or before the next business day.

learning & guidance

ok, so here's the fine print:

Let's Get Started

refinancing your auto loan

I Have a Skyla Account

Refinance & Save

skip your first payment for 90-days!

But Hurry - this offer is only valid until 12.31.25!