Home Loan Options

Find Your Cloud 9 with a Skyla Home Loan

Dream Ahead

start your home buying journey…

Homeownership – that’s the dream! At Skyla, we’re dedicated to helping you achieve it. How can we help jumpstart your journey?

home purchase

Take the leap into homeownership! Open the door to your possible with the right mortgage solution for the biggest investment you’ll ever make.

Mortgage Options

mortgage refinance

Your mortgage shouldn’t own you. Refinance to lower your monthly mortgage payment, lower your mortgage rate, or change your term.

Refinance Options

home equity

You’ve built the equity in your home – now it’s time to use it! Explore the home equity solutions that fit your plans.

Home Equity Options

skyla's mortgage rates

The rates below are for primary residences located in North or South Carolina. If you are looking for properties outside of these areas, please contact us directly at 800-765-4527 X 3087. Our team will be happy to assist you with customized rates tailored to your specific location and requirements!

30-YEAR FIXED:

6.25%
interest rate
6.344% APR*

15-YEAR FIXED:

5.75%
interest rate
5.905% APR*

7/1 ARM:

6.00%
interest rate
6.396% APR*

WELCOME HOME:

6.85%
interest rate
6.948% APR*

LAND LOAN:

9.50%
fixed interest rate
9.673% APR*

Home Loan rates as of 07/17/2024. The Annual Percentage Rate, or APR, for the loan programs shown reflects the interest rate and approximate cost of prepaid finance charges. These charges include a 1% Origination Fee but do not include other closing costs or discount points.

Explore Options

Ask Mortgage

your mortgage questions… answered

If you have a specific mortgage question or are simply looking for advice on where to start in the homebuying process – our team of mortgage specialists is here to help! We’ll respond to your message on or before the next business day.