Learning & Guidance | Skyla Credit Union

What Is a Personalized Scam?

Written by Yanna | Nov 17, 2023 8:55:58 PM
FRAUD AWARENESS SERIES

what is a personalized scam?

Personalized scams use artificial intelligence technology and personal data to craft highly targeted and convincing scams. Scammers will use details from social media, public records, and other sources to make their fraudulent schemes seem more legitimate.

common examples of personalized scams

SPEAR PHISHING

These attacks are highly targeted and very personalized to the intended victim. The scammer often uses personal information to create a sense of urgency and legitimacy.

 
SMISHING SCAMS

Scammers send text messages trying to manipulate you into giving personal information like Social Security and credit card numbers.



CHATGPT EMAIL SCAMS

Scammers can use AI like ChatGPT to craft highly personalized emails, using publicly available information about you. Here's how you can not fall prey to scammers using AI Here >    

 

ways you can avoid personalized scams

  • Be Skeptical: Always verify unexpected requests, especially those involving money or personal information. 

  • Protect Your Personal Information: Be mindful of the information you share online and limit what you publicly post on social media.
  • Report Suspicious Activity: If you suspect you're a victim of a personalized scam, report it to your local law enforcement and the Federal Trade Commission (FTC).

 

Remember, while the internet has made our lives more connected, it has also made us more vulnerable to scams. Staying informed and vigilant is your best defense against personalized scams.

Here are more scams to watch out for this holiday season.