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Skyla Credit Union Blog

Learning & Guidance

Skyla's Learning and Guidance provides you with dozens of educational resources, guides, quizzes, and customizable templates to make connecting the financial dots in planning, implementing, and reaching success simple. Check it out!

Budgeting | Credit Card | loans

By: Yanna
August 11th, 2023

“How can I track my credit card expenses?” We’re asked this question all the time, which is understandable since you have every right to have and be in control over your credit card spending. Keeping track helps you stay on top of fraud as soon as it occurs and helps with sticking to a budget and maintaining a low balance.

Budgeting

By: Yanna
May 5th, 2023

If you’re already in (or ready to be in) a committed relationship, chances are your finances will mix and mingle at some point. For many couples, discussing money with their significant other is one of the most challenging talks. It’s common to feel ashamed or embarrassed about financial hardship because you have a fear of being judged by someone who has your heart.

Savings | Budgeting

By: Yanna
April 7th, 2023

Think about the last time you traveled – do you remember how much you spent? Did you set a budget? Did you go over that budget? Or did stay diligent in your prepping and managed to enjoy your trip while staying on track?

Budgeting | Savings Accounts

By: Yanna
February 9th, 2023

Be honest - how many times have you been in this situation: You take the time to sit down and really hammer out your budget. You know how much money should be going towards groceries and eating out, you’re set up to save a little more each month, and you feel good about your new system.

Budgeting

By: Yanna
February 2nd, 2023

Chances are if you’re here reading this, you’re like me - you love getting to celebrate yourself and your loved ones with special occasions. Unfortunately, with all of life’s normal expenses for bills, groceries, savings, it can sometimes feel like there’s not enough money in your budget for the fun stuff.

Savings | Budgeting

By: Yanna
December 15th, 2022

The holidays are a time for family, friends, and giving. But they can also be a time of stress and anxiety, especially when it comes to money. If you’re asking “How can I create a holiday budget that won’t break the bank?” I have some budgeting tips that can help you out!

Home Buying | Budgeting

By: Yanna
October 12th, 2022

When it’s time to make mortgage payments you want to make sure you have enough to pay your monthly mortgage and loan payments plus monthly expenses while also saving...

Home Buying | Budgeting

By: Yanna
October 12th, 2022

It’s exciting to think about buying a home! By now, you’ve probably narrowed down your budget and have an idea what your monthly mortgage payment may be, but it's also important to know what costs other are involved.

Home Buying | Budgeting

By: Yanna
October 12th, 2022

One of the biggest expenses associated with purchasing a home is the down payment. For most mortgages, lenders require borrowers to put down at least 20% of the purchase price of the home.