Skyla Credit Union Blog

Learning & Guidance

Skyla's Learning and Guidance provides you with dozens of educational resources, guides, quizzes, and customizable templates to make connecting the financial dots in planning, implementing, and reaching success simple. Check it out!

Personal Loans | Banking 101

What Is Skip-A-Pay?

By: Yanna
July 25th, 2023

Ever found yourself in a tight financial spot where paying your monthly loan installment seems like an impossible task?

Personal Loans | Credit Cards

Secured vs. Unsecured Credit Cards: What’s the Difference?

By: Yanna
October 12th, 2022

Selecting a credit card isn’t always easy. There are plenty of cards out there provided by tons of different lenders, so it’s easy to ask yourself “Which credit card is right for me?!” Before you make that decision, it’s important to understand credit cards fall into 2 different buckets - secured and unsecured. Between unsecured and secured credit cards, one has higher approval odds even if you have a low credit score, and the other offers lower interest rates with great reward perks. Can you tell which one offers which? Luckily, you won’t have to guess! Since I’ve had my fair share of experience with credit cards, and I’ll share the key differences between the two and what to prepare for so you can determine which card is right for you.

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