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Skyla Credit Union Blog

Learning & Guidance

Skyla's Learning and Guidance provides you with dozens of educational resources, guides, quizzes, and customizable templates to make connecting the financial dots in planning, implementing, and reaching success simple. Check it out!

Credit Card | loans

By: Yanna
September 28th, 2023

Imagine every swipe of your card bringing you one step closer to that dream vacation or the latest kitchen gadget you've been coveting. Intriguing, right? Well, welcome to the dazzling world of reward credit cards! Did you know according the the latest Lending Tree survey that a whopping 87% of credit cardholders have at least one card that lets them earn rewards? Yes, you heard it right! So, if you're not part of this statistic yet, it's high time you join the party! But hang on! How do these magical pieces of plastic work? Why do they seem too good to be true? Get ready, folks, because we're about to take a ride into the exciting world of rewards credit cards.

Credit Card | loans

By: Yanna
September 28th, 2023

With so many options out there, it's easy to feel overwhelmed about picking the right card. But fear not, because I'm here to show you that the rewards can be highly satisfying if you know the ropes! DID YOU KNOW 23% of rewards cardholders haven't redeemed any rewards over the past year according to a new creditcards.com survey, crazy- right?! Via Giphy Hopefully, they're not missing out on some rewarding opportunities and they're all just waiting on the right time to redeem for a nice big vacation. From getting cash back on your daily coffee fix to earning flight miles for that dream vacation, rewards credit cards can be a game-changer if you choose wisely. Lucky for you, we'll cut through the jargon and equip you with the know-how to pick the perfect rewards credit card for your lifestyle. Let's get started!

Credit Card | loans

By: Yanna
September 1st, 2023

Credit cards often get a bad rap, but only because people don't understand how to properly utilize them. If you use credit cards correctly, they can actually help your credit and save you money.

Debt | Credit Card | loans

By: Yanna
August 11th, 2023

Credit card debt just sucks - plain as that!

Budgeting | Credit Card | loans

By: Yanna
August 11th, 2023

“How can I track my credit card expenses?” We’re asked this question all the time, which is understandable since you have every right to have and be in control over your credit card spending. Keeping track helps you stay on top of fraud as soon as it occurs and helps with sticking to a budget and maintaining a low balance.

Credit Card | loans

By: Yanna
August 4th, 2023

If you're searching for a credit card offering a 0% APR*, there are some things you need to know before you sign up and get one. I know it's tempting to see credit cards offering zero interest for up to 6- to 21 months from account opening, but that doesn't mean you can start spending like a Kardashian instead of someone with a modest bank account...

Banking 101 | loans

By: Yanna
July 25th, 2023

At Skyla Credit Union, we understand that life can be unpredictable. Unexpected expenses can suddenly arise, putting a strain on your finances. That’s why we offer the Skip-A-Pay program to our members!

Credit Card | loans

By: Yanna
March 7th, 2023

If you’re looking for purchasing power, a credit card is a great option. However, getting that cash flow isn’t guaranteed and you need to apply through a lender first.

Banking 101 | Checking Account | Credit Card | loans

By: Yanna
February 10th, 2023

Aside from the design and the account numbers on your cards looking different, it’s easy to think of a credit card like a debit card – but there are quite a few key differences. In this article, we’ll outline the similarities and differences so you can become a more financially savvy shopper.